Man, there were so many good intentions this week… So many good intentions. And then… Life. Life happened and it was brutal. No, we didn’t go out of our budget, but we didn’t spend money wisely.
But, in the midst of it all, I did find huuuuuge silver lining (more on that later).
Need a recap? Here’s where we were last week.
As, for this week… I got sick. Like… Really sick. That involved doctors, medications… And on top of that, I didn’t plan for groceries, I didn’t make a meal plan, and we spent a lot on splurges. Way more than we intended.
Let’s break it down:
- Starting Total – $172.39
- Microsoft Store – $19.99
- Doctor’s Co-Pay – $25.00
- Medications – $22.18
- BJ’s Wholesale – $17.48
- Lunch Out – $21.44
- Gas Station Snacks – $8.98
- Gas – $19.93
- Grocery Store – $15.56
- Total Spent – $150.56
- Total Remaining – $21.83
- Starting Total Week Four – $141.83
So as you can see, we’re way, way off from my goal that would let us start week four with more than $200.
The train started going off the rails on Friday when we got too cocky with how much we’d been saving. We had a lot of money going into the week, we figured we could go light on groceries, so we went ahead and bought “Star Wars: The Force Awakens” on the Xbox. One splurge isn’t so bad, right?
About ten seconds after that happened, a cough I’ve had all week turned into a cough that a doctor needed to check out. That turned into a co-pay and medications. Frustrations over that turned into emotionally eating during a much-needed date lunch with the husband. That gave us splurge number two.
Sunday (yes, you read that right, this all happened in 3 days), while still feeling sick, a trip for gas turned into a trip for snacks. Embarrassingly bad snacks. There were Cheetos involved, which was dumb because it made me so sick. And that was splurge number three.
I justified it by saying we were so far off the budget track (and I didn’t feel like cooking) that it didn’t matter. I actually almost threw in the towel on the budget all together. What can I say? Delirious with illness and caving in to cravings caused me to think out of negativity and desperation.
Monday I sat down with the husband and plotted it all out and we worked to get back on track. We tightened our belts, did bare-bones shopping for the week, and managed to still finish the week with $20 leftover.
Meals? Well, those were something to behold. Not spending much means diving deep into the back corners of the pantry:
- Breakfasts – Eggs, Cereal, and Yogurt
- Friday – Pizza
- Saturday – Dinner Out with My Parents
- Sunday – Pasta and Tomato Sauce
- Monday – Spring Pea Soup with Poached Eggs
- Tuesday – Johnny Cakes and Bacon Gravy
- Wednesday – Pizza
- Thursday – Pizza
Did we really have pizza three times last week?
In my defense, Friday’s pizza night was a do-over because our son was super sick and didn’t get to enjoy our regular Wednesday pizza night. Then was Wednesday pizza night, and Thursday was report card day and my son did so well that he got to pick his own dinner, which was… Pizza. So I’m really not a horribly irresponsible person, I swear.
At least we didn’t dip into savings, right? In fact:
- Deposit: $12.88
- Expenses: $0.00
- Total: $12.88
- Net: +$25.72 (since the start of my $120 plan)
So the negative for the week was that we splurged too much on things we absolutely didn’t need. Wasteful wants got the best of us (me) for sure.
But the positive is that, sure, we could have used money better this week, but we didn’t go out of our budget and we didn’t take anything out of savings. That’s a victory, right?
Ok, Ok, it’s a small victory. But there is a big, big victory on the horizon…
If we keep on track, stay on-budget, stay with our $120 plan, by the end of April we will have an extra $500 in our pockets!
Yup, that’s right! $500. It’s a budget miracle!
I have to say, I’m going into this week feeling totally motivated to get things back on track. This week, I think we’ll be spending:
- Gas – $20
- Groceries – $50
- Ikea – $30
If I can get into next week with a $20 surplus, I’ll be very, very happy.
Until next week!
- “Star Wars – The Force Awakens” – $19.99
- Total: $19.99
- Frozen Pizza 3-pack – $12.48
- Discount Cheese Tray – $5.00
- Total: $17.48
Price Chopper (I lost the reciept so I don’t remember exact totals)
- Total: $15.56